Home Loans

Loans for your Home in the Country

Looking for a home in the country?
We have been lending to rural America for more than 100 years with the experience and expertise to provide quick, customized, loans for your dream home. We often can provide a loan where other lenders can't. One of the biggest benefits of doing business with a locally owned cooperative like Farm Credit is that we are able to tailor a loan package specifically for you.
We help our customers understand the home buying process from start to finish so you can make the right decision for you and your family.

Buy
You’ve got your eye on the house you want to make your home. Our mortgage team can help you decide what financing option is right for you and your dream home.

Build
Are you ready to build your dream home from the ground up? We offer easy financing for home construction! We work with a network of realtors and builders to help you find the perfect lot and develop the ideal floor plan. We also have a great construction to permanent mortgage product to save you time and money.

Refinance
Refinancing is a great option if you want to reduce the total cost of your interest, lower your monthly payment, pay your loan off faster, or cash out the equity in your home. We will help you make sense of your options so you make the best decision for your needs.

Farm Credit Advantages:

  • Acreage worth more than the house? No problem!
  • Competitively priced, long-term fixed rate loans
  • No minimum or maximum acreage limitation
  • No maximum loan amount
  • Income may be generated from small farming operation or self-employed business

Give us a call today and let us help you with a loan for:

  • Home purchases
  • Home construction
  • Renovations and improvements
  • Estates and farms
  • Barns, stables and buildings
  • I was looking for the most simplified process and...

    in searching and speaking with my parents, I knew that Colonial Farm Credit would be the best fit for building our dream home on our family farm. Moving through the process took little to no time which I was extremely grateful for.

    Casie Jones Pulley
    Casie Pulley Home
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