One of the biggest benefits of doing business with a locally owned cooperative like Farm Credit is that we are able to tailor a loan package specifically for you to buy, build, or refinance a home.
Find Your Forever Home
We have been lending to rural America for more than 100 years with the experience and expertise to provide quick, customized, loans for your dream home. We often can provide a loan where other lenders can't. One of the biggest benefits of doing business with a locally owned cooperative like Farm Credit is that we are able to tailor a loan package specifically for you.
Buy
You’ve got your eye on the house you want to make your home. Our mortgage team can help you decide what financing option is right for you and your dream home.
Build
Are you ready to build your dream home from the ground up? We offer easy financing for home construction! We work with a network of real estate agents and builders to help you find the perfect lot and develop the ideal floor plan. We also have a great construction to permanent mortgage product to save you time and money.
Refinance
Refinancing is a great option if you want to reduce the total cost of your interest, lower your monthly payment, pay your loan off faster, or cash out the equity in your home. We will help you make sense of your options so you make the best decision for your needs.
The Farm Credit Advantage
- Acreage worth more than the house? No problem!
- Competitively priced, long-term fixed rate loans
- No minimum or maximum acreage limitation
- No maximum loan amount
- Income may be generated from small farming operation or self-employed business
Contact us today and let us help you with a loan for:
- Home purchases
- Home construction
- Renovations and improvements
- Estates and farms
- Barns, stables and buildings
Calculate Your Loan
Knowing your estimated monthly loan or mortgage payments or the time required to pay off a specific loan amount can make budgeting much easier. Try our free mortgage, loan, and amortization calculators to get a better understanding of your repayment plan.
Calculate your loan to find out how much your monthly payment would be based on your loan amount, interest rate, loan term length, and your loan down payment.
All calculations are estimates.
Lending with Colonial Farm Credit has never been easier.
- Online digital banking to easily manage your account your way.
- Flexible rate options to reach your financial goals.
- A Member First co-op through patronage
