Whether you're buying a few acres or hundreds, financing land is different than financing a home. Colonial Farm Credit specializes in land loans and has for over 100 years. From open land to timber tracts and future home sites, we help you purchase land with confidence. 

Colonial Farm Credit Advantages:

  • No minimum or maximum acreage limits
  • Loans for bare land or improved with structures
  • Long-term interest rates available
  • Flexible terms, customized to your needs 
     
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Land Loans Built Around Your Plans

Colonial offers loan options for:

  • Open land and building lots
  • Farmland and pasture
  • Timber and recreational tracts
  • Country estates and rural properties

Calculate Your Loan

Knowing your estimated monthly loan or mortgage payments or the time required to pay off a specific loan amount can make budgeting much easier. Try our free mortgage, loan, and amortization calculators to get a better understanding of your repayment plan.

Calculate your loan to find out how much your monthly payment would be based on your loan amount, interest rate, loan term length, and your loan down payment.

All calculations are estimates.

Change any combination of fields to calculate the monthly payment.

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Financing Land Is Easier Than You Think

 
  1. Talk with a Loan Officer
    Share your goals - even if you're still looking for the right property.
  2. Review Your Options
    We'll tailor a land loan structure that fits your timeline and budget.
  3. Close with Confidence
    From application to closing, we guide you every step of the way.
What Our Members Have To Say
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If it were not for Farm Credit, many people such as ourselves would never achieve our dreams of rural living. We are additionally blessed by great service by our conveniently located Waverly office.

R. Richardson
Waverly, VA