The Experts in Rural Finance
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Young, Beginning & Small Farmers

Colonial Farm Credit has been financing farmers of all types for more than 100 years, in good times and in bad. We were the first (and often only) lender that many of these farmers chose when they first started farming and have continued to use as their operations have become larger and more complex.

Our loan officers understand agriculture and the many difficulties involved in beginning a new farm operation, transferring an existing operation, or expanding into new commodities or territories.

Are you a Young, Beginning or Small Farmer?

  • A Young farmer is one who is 35 years of age or younger.
  • A Beginning farmer is one who has 10 or fewer years farming, ranching or aquatic agriculture experience.
  • A Small farmer is one who generates less than $250,000 in annual gross agricultural or aquatic sales.

If you are, Colonial Farm Credit is ready to help you. Our loan officers will be glad to review your situation and give you expert advice on the financial programs that may work best for you.

We work closely with many government and farm organizations, including the FSA Guarantee Program to assist farmers in getting and staying in business. They often offer low down payment options or low interest rate programs for young, beginning, and small farmers. More information on those programs can be found here on our links page.

Please contact us today for more information about our Young, Beginning and Small Farmers Program – we are here to help!

AgBiz Planner Program

The Virginia and North Carolina Farm Credit Associations are proud to offer the AgBiz planner program each year.  This six month, college-level, online program is designed to educate young and beginning farmers on successfully managing their operations. The 10 online modules cover various topics such as strategic business planning, preparing financial statements, and growth and transition management. 

For more information on the AgBiz Planner Program, please contact your local Farm Credit office.

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Colonial Farm Credit, ACA | 7104 Mechanicsville Turnpike | Mechanicsville, VA 23111 | 804-746-1252 Contact Us
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Colonial Farm Credit, ACA | 7104 Mechanicsville Turnpike | Mechanicsville, VA 23111 | 800-746-1252 | Contact Us
Disclosures | Privacy Policy